San Diego Mortgage

Seven Things Your Agent Should Know About Your Mortgage Approval

While many seasoned San Diego real estate agents have a general understanding of the mortgage approval process, there are some important details that frequently get overlooked that may cause a purchase loan to be delayed or denied. New regulations, updated disclosures, complex appraisal guid ...
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Ten Credit Do's and Don'ts To Bear In Mind Prior To Getting Your Mortgage Loan

How can a fully approved home loan get denied for funding after the home buyer has signed loan documents? It's simple, the underwriter pulls an updated credit report right before funding to verify that there has not been any new activity si ...
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Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Every buyers situation is unique but it's far from uncommon for homebuyers to qualify for a San Diego Home Buyer mortgage while still living in their primary residence. You might be outgrowing your current house, or need to relocate due to a ...
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What Do Appraisers Look For When Determining A Property's Value?

Most people are quite surprised to when they learn what appraisers in San Diego actually look at to determine the value of a real estate property. A common misconception most people usually have is that the value of their property is determined after the real estate appraiser has completed ...
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Where Does My Earnest Money Go?

I gave the real estate agent a $3000 Deposit check. Where does that money go? This is a basic and obvious question that most First-Time home Buyers that I help in San Diego ask once their purchase contract gets accepted. According to Wikipedia: Earnest Money - an earnest payment (sometimes called earnest money or simply earnest, or alter ...
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Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we've found that most home buyers base their ultimate decision on emotion. Yes, there are some tax advantages of owning real estate, as well as the potential to earn ...
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